Privacy Policy

1. Introduction

Wizattpay Finance ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our microfinance services, website, and mobile applications. By using our services, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

Personal Information

We may collect the following types of personal information:

• Name, email address, phone number, and mailing address
• Identification documents (e.g., ID card, passport) for verification
• Financial information (e.g., bank details, income, credit history) for loan processing
• Device information (e.g., IP address, browser type) for security and analytics

Non-Personal Information

We also collect non-personal data such as usage statistics, cookies, and analytics to improve our services.

3. How We Use Your Information

We use your information for the following purposes:

• To provide and manage our microfinance services, including loan applications and repayments
• To verify your identity and assess creditworthiness using our Bril Score system
• To communicate with you about your account, updates, and offers
• To improve our services through analytics and customer feedback
• To comply with legal obligations and prevent fraud

4. Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:

• With service providers (e.g., payment processors) who assist in delivering our services
• To comply with legal requirements, court orders, or regulatory authorities
• In the event of a merger, acquisition, or sale of assets, with proper notice
• To protect our rights, property, or safety, or that of our users

5. Data Security

We implement industry-standard security measures to protect your information, including encryption, secure servers, and access controls. However, no method of transmission over the internet is 100% secure. We encourage you to use strong passwords and keep your account information confidential.

6. Your Rights

You have the following rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you
• Correction: Update or correct inaccurate information
• Deletion: Request deletion of your data, subject to legal requirements
• Opt-out: Unsubscribe from marketing communications
• Data Portability: Request your data in a portable format

To exercise these rights, contact us at privacy@wizattpay.com.

7. Cookies and Tracking

We use cookies and similar technologies to enhance your experience, analyze usage, and provide personalized content. You can manage cookie preferences through your browser settings. For more details, see our Cookie Policy.

8. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies.

9. Children's Privacy

Our services are not intended for individuals under 18. We do not knowingly collect personal information from children. If we become aware of such collection, we will delete it promptly.

10. Changes to This Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with an updated "Last updated" date. Continued use of our services after changes constitutes acceptance of the new policy.

11. Contact Us

If you have questions about this Privacy Policy, please contact us:

• Email: privacy@wizatt.in
• Phone: +91 (coming soon)
• Address: North, Maruthi Avenue, Bangalore , Pin Code 560002