Terms and Conditions

1. Introduction

Welcome to Wizattpay Finance ("we," "us," or "our"). These Terms and Conditions ("Terms") govern your access to and use of our website, mobile applications, and microfinance services. By using our services, you agree to comply with these Terms. If you do not agree, please do not use our services.

2. User Eligibility

To use our services, you must be at least 18 years old, a legal resident of an eligible country, and have the capacity to enter into binding agreements. You agree to provide accurate and complete information during registration and loan applications.

3. Services Description

Wizattpay Finance provides microfinance services, including but not limited to loan applications, credit scoring (Bril Score), financial calculators, and repayment tracking. Services are subject to approval and may vary by location.

4. User Obligations

As a user, you agree to:

• Use our services only for lawful purposes
• Provide truthful information and update it as necessary
• Repay loans according to agreed terms
• Not engage in fraudulent activities or misuse our platform
• Protect your account credentials and notify us of unauthorized access

5. Payment Terms

Loan Agreements

Approved loans are subject to specific terms, including interest rates, repayment schedules, and fees. These are outlined in your loan agreement.

Repayment

You must make timely repayments via approved methods. Late payments may incur penalties as per your agreement.

Refunds

Refunds, if applicable, will be processed according to our refund policy and local regulations.

6. Intellectual Property

All content, trademarks, and materials on our platform are owned by Wizattpay Finance or licensed to us. You may not reproduce, distribute, or create derivative works without permission.

7. Limitation of Liability

Wizattpay Finance is not liable for indirect, incidental, or consequential damages arising from your use of our services. Our total liability is limited to the amount paid by you for services in the 12 months preceding the claim.

8. Termination

We may terminate or suspend your account for breach of these Terms. You may terminate by ceasing use and notifying us. Upon termination, outstanding obligations remain.

9. Governing Law

These Terms are governed by the laws of [Your Jurisdiction, e.g., the United States]. Disputes will be resolved in the courts of [Your Location].

10. Changes to Terms

We may update these Terms periodically. Changes will be posted with an updated date. Continued use after changes constitutes acceptance.

11. Contact Us

For questions about these Terms, contact us:

• Email: legal@wizatt.in
• Phone: +91 (coming soon)
• Address: North, Maruthi Avenue, Bangalore , Pin Code 560002