Working Capital Loan

What is a Working Capital Loan?

Our Working Capital Loan is designed to help businesses maintain smooth operations during cash flow gaps. Whether you need funds for inventory, payroll, or unexpected expenses, this loan provides quick access to capital to keep your business running efficiently.

Benefits

• Quick Access: Funds disbursed within 24 hours of approval.
• Flexible Use: Use for inventory, payroll, rent, or any operational needs.
• Short-Term: Tenure of 6-24 months for quick repayment.
• No Collateral: Unsecured loan, no need for assets as security.
• Competitive Rates: Rates based on your business's Bril Score.

Eligibility

To qualify for a Working Capital Loan, you need:

• Age 18+ and legal resident of an eligible country
• Established business with at least 6 months of operation
• Valid ID and business financials (income statements)
• A Bril Score of 500+ (we can help you check it)
• No outstanding loan defaults

How to Apply

Applying is simple and secure:

1. Register or log in to your Wizattpay account.
2. Select Working Capital Loan and enter your desired amount.
3. Upload required documents (ID, business registration, financials).
4. Submit and wait for approval (usually within 24 hours).
5. Receive funds directly to your business bank account.

Repayment

Repay in easy monthly installments. Track your payments online, and enjoy penalty-free early repayment if your cash flow improves. We offer flexible options to support your business operations.